Homeowners Insurance Tips: During Winter

Loss prevention tips for all your home matters provided by InsureHopper

Be Prepared

As winter ends and temperatures begin to rise, the accumulating water from melting snow and ice leaves your home susceptible to damage. Protect your home ahead of time to minimize your risk.

Snow melt Protection Tips

Use these four tips to help reduce your home’s risk of snowmelt damage:

1. Clear snow from your home’s foundation. 

Shovel snow away from your home, including stairwells, window wells, downspouts, and doors to help prevent water from seeping in through cracks.

2. Maintain your roof and gutters.

Any heavy snow that has accumulated on your roof should be cleared away to avoid water damage. Keep your gutters clear of debris to avoid ice dams—

melted snow that refreezes at night, causing gutter clogs.

3. Ensure proper drainage. 

Make sure your downspout drains away from your home, and keep any street storm sewer drains clear of snow to prevent buildup and freezing.

4. Check your sump pump. 

Test to see that your sump pump is in good working order in case your home experiences flooding. If you notice any small leaks, take care of them before they become a bigger hazard.

Safety First

Trained contractors can help you in the most crucial areas of your home, including plumbing and heating. If you are unable or unsure of how to remove snow from your roof, fix a leaky pipe, seal windows and doors, or test your water heater, get a quote from a professional now to ensure you and your home are safe from harm.