Bio
We entered this business because we witnessed firsthand the devastating impact of catastrophic losses on people. Our primary focus is providing insurance protection to help others. Our Managing Director, Timothy Smith, is a seasoned financial services veteran who derives satisfaction from assisting others. Over the years, Tim has been on-site, aiding homeowners and businesses in their recovery efforts following major hurricanes and other disasters. He has collaborated with insurance carriers to create innovative products and has also delivered training to fellow insurance agents. Tim leveraged his extensive experience to establish an insurance agency that offers a distinct and personalized experience for insurance buyers. He has worked with both property and casualty insurance companies, as well as financial services firms. As our founder, Tim has dedicated over 30 years to making a positive impact as a professional. In the realm of Property Casualty, he collaborated with notable companies such as St. Paul Companies, Travelers, MetLife, and Frankenmuth Mutual Insurance. Tim holds insurance producer licenses in Texas, Iowa, Minnesota, and Arkansas, and he is also a licensed adjuster in Texas. Tim’s educational background includes a Bachelor of Arts from Hamline University (Minnesota’s oldest university) and a mini-MBA from the University of St. Thomas. Additionally, he has earned a Project Management for Leaders certificate from the University of St. Thomas. Tim’s designations and certificates from the Insurance Institute of America include the Associate in Claims (AIC) designation, which signifies specialized training and skills in handling various types of insurance claims. He also holds the CLCS (Commercial Lines Coverage Specialist) designation from the National Underwriter, demonstrating extensive knowledge in a critical functional area of property and casualty insurance. We entered this business because we witnessed firsthand the devastating impact of catastrophic losses on people. Our primary focus is providing insurance protection to help others. Our Managing Director, Timothy Smith, is a seasoned financial services veteran who derives satisfaction from assisting others. Over the years, Tim has been on-site, aiding homeowners and businesses in their recovery efforts following major hurricanes and other disasters. He has collaborated with insurance carriers to create innovative products and has also delivered training to fellow insurance agents. Tim leveraged his extensive experience to establish an insurance agency that offers a distinct and personalized experience for insurance buyers. He has worked with both property and casualty insurance companies, as well as financial services firms. As our founder, Tim has dedicated over 30 years to making a positive impact as a professional. In the realm of Property Casualty, he collaborated with notable companies such as St. Paul Companies, Travelers, MetLife, and Frankenmuth Mutual Insurance. Tim holds insurance producer licenses in Texas, Iowa, Minnesota, and Arkansas, and he is also a licensed adjuster in Texas. Tim’s educational background includes a Bachelor of Arts from Hamline University (Minnesota’s oldest university) and a mini-MBA from the University of St. Thomas. Additionally, he has earned a Project Management for Leaders certificate from the University of St. Thomas. Tim’s designations and certificates from the Insurance Institute of America include the Associate in Claims (AIC) designation, which signifies specialized training and skills in handling various types of insurance claims. He also holds the CLCS (Commercial Lines Coverage Specialist) designation from the National Underwriter, demonstrating extensive knowledge in a critical functional area of property and casualty insurance.
Products
Specialities
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Business Owners Policy (BOP)
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Business Owners Policy (BOP)
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Commercial Property
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Commercial Property
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Commercial Auto
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Commercial Auto
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Professional Liability
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Professional Liability
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Workers’ Compensation
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Workers’ Compensation
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Commercial Umbrella
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Commercial Umbrella
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General Liability
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General Liability
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Cyber Liability
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Cyber Liability
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Contractors Liability
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Contractors Liability
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Bond Insurance
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Bond Insurance
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Business Liability
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Business Liability
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Life